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I am looking for a personal loan where I can use my car as collateral so does anyone no any banks or credit unions that will let me get a secured loan that way?
You should be able to with any credit union (see DCU for rates at 1.9%)
It's really going to depend on the age and mileage of your car as well as the value of the vehicle. If you have a 2013 Rolls Royce with 2,000 miles then no problem. If you have a 1976 Chevy Vega with 340,000 miles - well, problem. Hopefully you are somewhere in between.