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Auto enhanced score with no car purchase in 12 yrs.

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Anonymous
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Auto enhanced score with no car purchase in 12 yrs.

My last car purchase was in 1996.  I paid off the 60 months loan term on time in 2001.  I loved having no car payment, so decided to keep the car for as long as it proved to be realible.  It's been 12 years.  Because of the length of time, no car history is noted on my credit report.  I'm wondering if I have an auto enhanced score, and whether or not it will be high or low?

 

All replies greatly appreciated.

Message 1 of 2
1 REPLY 1
Anonymous
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Re: Auto enhanced score with no car purchase in 12 yrs.

If it was a positive and a good loan it still should be on your credit file at least 10 years from your last payment or 2011 or seven years if it is negative.  At least one bureau should have it listed.
Message 2 of 2
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