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New Member
Posts: 3
Registered: ‎05-02-2014
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Auto industry fico score with negative info

How long does any negative items stay in your auto industry option score report.
Valued Contributor
Posts: 1,288
Registered: ‎02-12-2014
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Re: Auto industry fico score with negative info

Same length of time as a regular report. 7 years for baddies on accounts, 10 for BK7, 7 for BK13. Not sure how long liens or judgments stay on regular reports, but whatever it is on regular reports it's the same on the auto.

 

Essentially all auto enhanced is is a different FICO formula. You don't have multiple files. Uses the same file and runs it through a different formula.

As I am very busy with work these days, I am participating in the forums less than I would like to. Please feel free to email me directly remembermyfico //at// gmail /dot/ com if you would like me to respond to a specific question you have.
New Member
Posts: 3
Registered: ‎05-02-2014
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Re: Auto industry fico score with negative info

Thanks
New Member
Posts: 3
Registered: ‎05-02-2014
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Re: Auto industry fico score with negative info

Unfortunately we the consumers are unable to have access to our own auto scores.
Moderator
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Registered: ‎01-28-2010
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Re: Auto industry fico score with negative info


Lele8 wrote:
Unfortunately we the consumers are unable to have access to our own auto scores.

Yes, there are many ( 50+ ) variations of FICO scores available to creditors, none of which we are able to purchase, with the exception of the FICO Classic Score.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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