Auto loan approvals

[Anonymous]

APPROVING BANK: DCU
BUREAU PULLED: Equifax-
CREDIT SCORE: 642
CUSTOMER STATE OF RESIDENCE:ky
NEW/USED: Used, Lease buy out
YEAR OF VEHICLE: 2014
MAKE: Toyota
MODEL: corrolla
MILEAGE:
RETAIL/LEASE:Lease buy out
AMOUNT OF LOAN: $13105.
TERM CONTRACTED: 60 mo
APR/LEASE RATE: 6.24%
MONTHLY PAYMENT: $254.86
ANNUAL INCOME: 92,000
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY: I am so excited!!! I love DCU!!! They have been so great and helpful, very easy process. I was worried I would not get approved due to high utilaztion, but they pulled through for me!!! yay!!!

[Appleman]

As an aside, you may want to look at SoFi.com to see if you qualify for a personal loan with them. The pre-approval is a SP, HP if you fully apply.

As long as your payment history is good/great they have been known to give loans for those with high utilization.