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We got dischaged about two weeks ago. Wife applied for CAP 1 auto loan online, BOOM!!! approved!
Now, the best part... she burned CAP 1 with her auto loan! she still has the car since it was not reaffirmed, her highest score is 560
Me, never late, messy secured card $800 BLACKLISTED!
Go figure
Pretty amazing. No idea what they are looking at, cant seem to get approved there. Scores at 660+ about 6 months post DC.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |