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Hi
Was wondering if i could get a auto load of $70,000 with a FICO score of around 645?
Had a bad history and had been improving since.
Annual income of around $115,000
Appreciate any inputs.
Thanks.
This is going to be a tough one based on that username haha.
Any prior auto loan experience? Any prior installment loan experience? Any mortgages? If you have any of these, specify more please and what was the original + current principal balance of the loan?
Also any down payment available? Or are you looking at fully financing a 70k car?
@firsttimebuyer19 wrote:Hi
Was wondering if i could get a auto load of $70,000 with a FICO score of around 645?
Had a bad history and had been improving since.
Annual income of around $115,000
Appreciate any inputs.
Thanks.
New Car?
What is the Car?
Do you have bad auto history too or just credit history?
Hello
Ha! well, i am a first time buyer. First auto loan basically. Planning for a new car loan.
and the bad history i was talking about was not auto history. they were credit cards and couple collection items now dated couple of years back.
Down payment, yes about 5k?
Appreciate your time.
Thanks
@firsttimebuyer19 wrote:Hello
Ha! well, i am a first time buyer. First auto loan basically. Planning for a new car loan.
and the bad history i was talking about was not auto history. they were credit cards and couple collection items now dated couple of years back.
Down payment, yes about 5k?
Appreciate your time.
Thanks
What Car?
BMW X6
@firsttimebuyer19 wrote:BMW X6
BMW can be pretty easy and if you go to a big enough volume dealer they will have some push if they want to get the deal done and on a big suv like that, they will want to get the deal done.
Any mortgage or prior installment history?
@Creditaddict wrote:
@firsttimebuyer19 wrote:BMW X6
BMW can be pretty easy and if you go to a big enough volume dealer they will have some push if they want to get the deal done and on a big suv like that, they will want to get the deal done.
Agreed. I think BMW will approve even if no mortgage history. But you may not like the APR and they may ask for a higher down payment.
Grand! Thank you! That's something positive!
do the same apply for Audi or Landrover?