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Auto loan reporting

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Frequent Contributor

Auto loan reporting

So I started a lease in feb 2/17 it reported 10 days later but since then has not reported a payment. I made one in march 3/20 and soon will be making 3rd payment . It's a vw lease I've noticed in general auto loan lease are way behind and sometimes go 2 or 3 months wo reporting. Why is that? I'd normall not car but in new account time period. Just need to be patient and get to August already.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 1 of 4
3 REPLIES
Established Member

Re: Auto loan reporting

Sometimes lenders report in bulk during fixed time intervals but 3rd payment without a single report raises a red flag. You should get in touch with the VW people and ask them about it. It could be a problem with the credit bureaus as well so in case VW people claim not to know anything, file a dispute with the credit bureaus. That should put things in order.

Message 2 of 4
Frequent Contributor

Re: Auto loan reporting

Ok thanks just made the 3rd payment if it does report by the first few days of may ill contact them. Last report was from 2/28 so ill let it have the time to report.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 3 of 4
Frequent Contributor

Re: Auto loan reporting

Ok finally updating apparently its updates last day of the month.  However it rakes another 3-4 weeks to show up on cras.  Ugh well it will just take much longer for 6 months.

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 4 of 4