Auto loan with 604 fico...

[Anonymous]

Hi to all,this is a great forum and I want to thank everyone for their inputs,now before I get another hard inquiry I decided to ask the gurus of credit here,Im in need to upgrade my car,it's old,I have 604 fico score,"relatively" stable job for the last 6 years, I would like to buy a new car from the dealership for 23,500,put my wife as a cosigner cause she have 759 fico,so,what are chances of getting this loan? Interest rate estimate? Thanks in advance

[Anonymous]

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@Anonymous wrote:
Hi to all,this is a great forum and I want to thank everyone for their inputs,now before I get another hard inquiry I decided to ask the gurus of credit here,Im in need to upgrade my car,it's old,I have 604 fico score,"relatively" stable job for the last 6 years, I would like to buy a new car from the dealership for 23,500,put my wife as a cosigner cause she have 759 fico,so,what are chances of getting this loan? Interest rate estimate? Thanks in advance

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Can you shed some more light on other contributing factors like down payment, current CR baddies (if any), past auto-loan history, income.etc That will help to give respond with a more refined input 

[Anonymous]

Ah heck! i have several baddies from 06 and 07, : ( stuff happens, you know, i have 3 credit cards in good standing with 5% utili,i'm about to pay off a car loan after 6 looong years,pheww!