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I am waiting for my creditors meeting in April 7 then apply for a car loan
I talked to finance manager in Honda dealership
he said we can get u an approval with Honda finance even with bk because u had a paidoff loan with Honda last year which is good thing to do business again with u
i did not apply yet just waiting after the 341 meeting
what u all thing about what he said ?
Fyi
my current loan is with Nissan was included in bk and discharged
no late payments at alll
had 2 paid off auto loans since 2012
my credit file looks clean except bk pettion now .
never late with any credit .
no collection
56000$ income a year
What the finance manager said is probably true. I financed a car with Honda about 4 years ago. My credit was so bad that I needed a co-signer and the co-signer had to be primary. LOL The finance manager said that if this loan was paid off in good standing, they could finance another car for me no matter what. He said they look at your history with them first. Of course my scores have improved tremendously since then and I can finance what I want now regardless. Good luck.