Reply
Established Member
Posts: 21
Registered: ‎03-05-2008
0

Auto loan

Hello, my bankruptcy was discharged July 4th. Do u know any good auto loans out there for used cars? Thank you
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Auto loan

Just call major dealerships that have vehicles you are interested in and ask if they have a special financing department...most of them do. Tell them your BK was just discharged and they should be able to help you. I'm surprised you aren't get mailers from dealerships already. After I was discharged from BK in 2003, mailers from dealerships were flooding my mailbox.

Keep us posted. Good luck!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
New Contributor
Posts: 69
Registered: ‎01-24-2009
0

Re: Auto loan

Our BK was discharged in on 1/3/07. On the 20th of jan wife and I were at dalership getting and oil change and wandered the lot (dreaming) looking at new Caravans while waiting. Salesman came up and asked if we wanted to take it for a test drive and we said no and explained were just 3 weeks out of BK. He said, so...that's not a problem. Long story short we left a few hours later in our new Grand caravan with 10.9 finance through Wachovia Dealer Services.

 

So yes, I would say you have a chance, being a year out, providing of course you have been good during those 12 months :0)

 

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.