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I saw online that Chase is currently offerering financing at 2.84% for a used car loan. I understand this is for those with perfect credit. Does anyone know approximately what my rate would be if I have a 630 credit score? Is it reasonable to think it would be 10% or below?
It depends whats on your credit report. I got 19.85% with a 632.
I was offered 3.99% with a ~675 one year ago, as another data point. Cap 1 may be an option, they offered ~7.99% I think.
19,85% who was that? Thats crazy, you have a bankruptcy