BEND OVER AND SPREAD 'EM!

[currentlywinning]

Thats what the dealer basically told me today. I have no history so the rate they offered was 21%

I NEED A HUG AND SOMEONE TO HOLD MY HAND CAUSE THIS IS GONNA HURT!

[UpNComing]

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@currentlywinning wrote:

Thats what the dealer basically told me today. I have no history so the rate they offered was 21%

I NEED A HUG AND SOMEONE TO HOLD MY HAND CAUSE THIS IS GONNA HURT!

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If I remember right you said you have a couple baddies in your past right?

[currentlywinning]

An overlooked gas bill (relocated) and medicals that should have been covered by insurance. Gas bill paid, medicals in disputes.

Are these offenses 21% worthy?!

[currentlywinning]

All they kept saying is I have no credit history. The delaer, the CU...every other place Ive asked. I guess they are looking for CC history or something. I dont have any. 

[pizzadude]

I know that is a painful rate.  Can you "bite the pillow" for 6 months or so until you refi ?

[drkaje]

Relaxing your jaw is supposed to help. )

Maybe, with some credit repair and on time history, you can refinance in a year or so.

[currentlywinning]

LOLOL!!!! @ Pillow biting and jaw relaxation!!!! I llove you guys, I SO needed that laugh!!!

Yes, I will  "give it up" for 6 months or so. I need this to build credit and really I have no other choice!

[drkaje]

21% implies no cuddling after.

[currentlywinning]

Yea! No dinner, no movie... just, "Im coming over be naked!"

[drkaje]

I hope it's a pretty car, LOL!