06-16-2012 10:34 AM
Hey guys, the dealer told me I was approved by BMW Financial for a 29k loan at 1.9% for 60 months!! My question is, those of you who have financed through them or have knowledga about them: do they ask for paystubs? I can get them if I need to, but I would have to have my employer have them reprinted through their payroll service.
Thanks for all the advice here, you guys helped me improve my credit in less than a year!!!
06-16-2012 10:36 PM
Not sure why they would ask yor for them after you were already approved??
06-18-2012 12:57 PM
06-20-2012 07:59 PM
No, you shouldn't have to provide a paystub to them. My wife was approved through them and she didnt have to provide any paystub. I don't know if it was because of her car history but we was in and out within a hour and a half.
07-14-2012 06:58 PM
They have never asked me for paystubs. I'm on my 6th loan with BMWFS, and I can say-- they have excellent customer service.
If you never burn them, they will always approve you for another, even if your other credit is borderline.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.