Is it hard to get BoA's low APR (2.39% for 72 months)? It's lower than any company I've seen. My Walmart FICO is 770
Starting Score: 583 (CreditKarma, 2009)
@BlueHusky wrote:Is it hard to get BoA's low APR (2.39% for 72 months)? It's lower than any company I've seen. My Walmart FICO is 770
For you probably not assuming you have an auto loan on your record now; first time buyer auto-enhanced may drop you a non-trivial amount out of whatever their tier 1 category is, but I don't think you'll have an issue. It's only .1% different than DCU though which is much easier than BOFA as far as auto lending is concerned anecdotally.
Good find on the rate, thanks.
Transunion...provided by Walmart CC.
Ended up getting a BoA pull from Equifax of 774 - approved for the 2.09% for 72 months!