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Contributor
BlueHusky
Posts: 193
Registered: ‎04-01-2012
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BOA Approval w/ best rate?

Is it hard to get BoA's low APR (2.39% for 72  months)? It's lower than any company I've seen. My Walmart FICO is 770




Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+


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Revelate
Posts: 9,738
Registered: ‎12-30-2011
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Re: BOA Approval w/ best rate?

[ Edited ]

BlueHusky wrote:

Is it hard to get BoA's low APR (2.39% for 72  months)? It's lower than any company I've seen. My Walmart FICO is 770


For you probably not assuming you have an auto loan on your record now; first time buyer auto-enhanced may drop you a non-trivial amount out of whatever their tier 1 category is, but I don't think you'll have an issue.  It's only .1% different than DCU though which is much easier than BOFA as far as auto lending is concerned anecdotally.

 

Good find on the rate, thanks.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Regular Contributor
babbles
Posts: 144
Registered: ‎11-11-2007
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Re: BOA Approval w/ best rate?

Walmart??

Contributor
BlueHusky
Posts: 193
Registered: ‎04-01-2012
0

Re: BOA Approval w/ best rate?

[ Edited ]

Transunion...provided by Walmart CC.

 

Ended up getting a BoA pull from Equifax of 774 - approved for the 2.09% for 72 months!




Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+


Take the FICO Fitness Challenge

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