Starting Score: 583 (CreditKarma, 2009)
BlueHusky wrote:Is it hard to get BoA's low APR (2.39% for 72 months)? It's lower than any company I've seen. My Walmart FICO is 770
For you probably not assuming you have an auto loan on your record now; first time buyer auto-enhanced may drop you a non-trivial amount out of whatever their tier 1 category is, but I don't think you'll have an issue. It's only .1% different than DCU though which is much easier than BOFA as far as auto lending is concerned anecdotally.
Good find on the rate, thanks.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)
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