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Finally got rid of Santander horrible loan from my 2009 versa SL limited edition. I did have to pay the negative off which was 4k. Used rebate to apply to first month payment . Went with a lease 0 down 16k miles per year, full bumper to bumper 3 year! I was paying 379.00 for my versa plus the 10.95 payment fee. I am now at 3% NMAC approved 400 per month. Big step from 19.24% APR. 2015 Rogue SL
Congratulations! I had a 24.x% with Santander previously, and the car I just lost was through Chrysler Capital (Santander/Chrysler partnership) @ 16.x%. Chrysler Capital was a little better ($2 payment fee vs $10.95), but this time I am definitely attempting to go through a CU.