You might want to check out prosper.com as an option. I've never used that community to get a loan, but some members of this site recommended it in the past. Other members of this forum indicate that they are lenders over there and attest to its legitimacy. Good luck!
5/11/08 FICOs: EQ - 551
8/6/08 FICOs: EQ - 659, EX - 663, TU - 683