Banks that use new EQ08 Fico

[Insaniak]

What banks would use it? My local cu said I had 626 my fico says 707 for EQ so idk where to go

[pizzadude]

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@Insaniak wrote:
What banks would use it? My local cu said I had 626 my fico says 707 for EQ so idk where to go

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That's a big difference ~ do you know for certain which FICO score model was pulled by your CU?  Was it FICO04 and/or auto enhanced?

FICO08 ignores small collections ~$100.  Do you have any of these on your report?

[Insaniak]

No collections I have a thing file about 1 year I do know that I went on EQ trial which is FAKO and the numbers where only off by a few at 618 compared to 626. They don't even know what fico is.. They said we get numbers from EQ that's all they know

[pizzadude]

I'd ask them to show you the credit report which they obtained.   Hopefully it will show which score model was used somewhere.