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@Anonymous wrote:Just a basic question that probally been asked but didnt see in forum title section.. so I got approved for auto refi from NFCU for 16k at 6.75% ($324)... my old one was 22k at 11.9% ($485)so after spending many months repairing my CR.... i'm just wondering how much of a hit will I see it my score? So it will be finish out my 2year 22k loan but creating a new loan of 16k (5yrs...)correct me if i'm wrong but i'm thinking I would probally take a 20point hit per CRA but will climb back up after like 6months???