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Best CU to join in anticipation for applying for car loan?

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Cupcake78
Member

Best CU to join in anticipation for applying for car loan?

I am looking to buy a car in Spring 2014.  I am hoping my credit score will be in the 670 range, if not a little higher by then.

 

 

This will be the first car I have ever purchased , so I would like to join a CU and get a cc with them to establish a relationship.  What would be a good cu to do this?  I have no military ties, so USAA and NFCU are out for me.

 

Thanks!

Message 1 of 7
6 REPLIES 6
sccredit
Valued Contributor

Re: Best CU to join in anticipation for applying for car loan?

If you're over 675 DCU is where you want to be, 2.49% (1.9% with Checking and DD)

Message 2 of 7
Cupcake78
Member

Re: Best CU to join in anticipation for applying for car loan?

i googled DCU, and it is Digital Credit Union, correct?

Message 3 of 7
sccredit
Valued Contributor

Re: Best CU to join in anticipation for applying for car loan?

Correct, dcu.org

Message 4 of 7
Cupcake78
Member

Re: Best CU to join in anticipation for applying for car loan?

thanks!

Message 5 of 7
LabLady
Established Member

Re: Best CU to join in anticipation for applying for car loan?

I looked the CU upu as I am n the same boat. They say the are not Credit Union guaranteed?

 

Message 6 of 7
09Lexie
Moderator Emerita

Re: Best CU to join in anticipation for applying for car loan?

@LabLady

I'm not sure what you mean? Not a Credit Union guaranteed? If you are referring to their securities and investment portfolio that is accurate. DCU is NCUA insured for banking and loans.

Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 | 800.328.8797
ABA Routing Number: 211391825

Federally Insured by NCUA
© 2013 Digital Federal Credit Union
Message 7 of 7
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