Reply
Established Member
Posts: 14
Registered: ‎11-02-2012
0

Best Refinance Option with Lower APR?

Been looking at a few options online, BOA seems pretty solid, lower APRs than Chase and Discover. BOA believe is close to 2.9% if approved. 

 

Any recommendations? 

Established Contributor
Posts: 737
Registered: ‎10-25-2011
0

Re: Best Refinance Option with Lower APR?

credit unions are best

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
Valued Contributor
Posts: 1,236
Registered: ‎03-23-2012
0

Re: Best Refinance Option with Lower APR?

Yes, I agree with CU's being the best.

My CU is currently offering 1.69% for 60 mos to refi a 2011 or newer vehicle.
Capital One QuickSilver 5K - AmEx Green NPSL - Amex Hilton HHonors Surpass 7K - Amex BCP 16K - Chase Freedom 4.5K - Discover IT 7.5K - LOC 2.5K
Established Member
Posts: 14
Registered: ‎11-02-2012
0

Re: Best Refinance Option with Lower APR?

Thanks for the heads up, did contact a few different credit unions, looking at 1.99%, not bad :smileyhappy:!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.