I was going to wait a year before trying to refinance my current Cap 1 auto loan but, maybe it won't hurt to look into doing it now. Can save me some money in interest. Just read a little about BlueHarbor. Has anyone used them to help find a loan?
I'm a member of a credit union and tried to get a loan from them last year but was denied. Either because of my credit at the time and/or because they held the note my house when it was forclosed on a few years ago (about 500k). So I'm thinking they might still have hard feelings...