Hello everyone I am new to the forum and wanted to get some opinions. I am interested in assuming a lease on a bmw m6 with 20 months left for a friend in Illinois. I currently have a bmw m6 from 2008 that I have paid off and own out right. My credit score when the bmw dealership ran it recently because I was looking at a car there I was told is 636. The finance manager said that he did not see a problem because I have a bmw x5 in 2005 I lease perfectly and my bmw m6 from 2008 I leased perfectly than bought outright. I short sold my house 2 years ago and have old negative credit cards that have been closed for over 5 years on my report and 2 collections I am disputing that have to do with my home. My single card I have only has a $400 balance and I have no other loans or debt. My income is 132k a year as well. The bmw finance manager said because of my previous history with high dollar leases he didn't see any issues. Since I will be going thru bmwfs and to the dealership do you think I have a good chance? I heard lease assumptions can be easier. Just wanted to get others opinions.
