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I bought a car back in May of this year, I have since payed the loan off ( 9/10/12) and never missed a car payment in that time I have still not seen anything on my fico about this loan, and that it's payed off. and the acct is not even showing anywhere ? what gives I have my letter from BoA saying congratulations for pying off your loan with BoA
Any input on this ?
thanks
@SEACOASTNHMAN wrote:I bought a car back in May of this year, I have since payed the loan off ( 9/10/12) and never missed a car payment in that time I have still not seen anything on my fico about this loan, and that it's payed off. and the acct is not even showing anywhere ? what gives I have my letter from BoA saying congratulations for pying off your loan with BoA
Any input on this ?
thanks
If they had reported it, it would continue to report for 10 years. I would definitely call their loan office and request they report it to all 3 as it effects your future credit. If not then go up the chain until someone does.
You can ask them to report it, but they are not required to. That said, I would imagine BofA normally reports. I'd call.