I will be in the market to buy/lease a car in 3 - 6 months and buying a house 12-18 months, and I am wondering if leasing vs buying a car will make any difference in credit score. Does it make any difference?
I really don't think it will make a difference. It would still show as an installment loan. You would take the hit for your AAoA and Inquiries. But that will will be aged plenty by the time you app for mortgage. Just keep an eye on your DTI.
If I have had an auto loan before that I paid off early will hat hlep or hurt my auto enhanced score?
If you paid on time and had no lates, it will be a positive factor.