In Feb I started my credit repair journey credit score was 556 needed to establish credit so I app for a used car loan needed a better car through my local CU i've been a member for about 2 yrs now got approved interest rate was crazy 15% on a 2005 Mercedes C230 well went in today to app for their cc and while waiting I said what the heck let me ask about refi so long story short credit was ran and came back a whopping 643 so interest rate now wait for it................... 3.75% I couldn't believe it I nearly fell out the chair!!! So thank you for this forum giving advice in 6 months score raised 87 points😝😝😝😝😝
Fico=642 Exp=680(perCU) TU=660
Goal=anything over my current scores,,,,,,