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CAN THIS B REAL!!!!

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Quantarra
New Contributor

CAN THIS B REAL!!!!

In Feb I started my credit repair journey credit score was 556 needed to establish credit so I app for a used car loan needed a better car through my local CU i've been a member for about 2 yrs now got approved interest rate was crazy 15% on a 2005 Mercedes C230 well went in today to app for their cc and while waiting I said what the heck let me ask about refi so long story short credit was ran and came back a whopping 643 so interest rate now wait for it................... 3.75% I couldn't believe it I nearly fell out the chair!!! So thank you for this forum giving advice in 6 months score raised 87 points😝😝😝😝😝
Fico=642 Exp=680(perCU) TU=660
Goal=anything over my current scores,,,,,,
Message 1 of 5
4 REPLIES 4
azguy13
Senior Contributor

Re: CAN THIS B REAL!!!!

Fantastic! You could probably refi for a 36 month and still pay less than you were

Message 2 of 5
chubbs3
New Contributor

Re: CAN THIS B REAL!!!!

Congratulations, nice to see your hard work paying off.

Message 3 of 5
Shogun
Moderator Emeritus

Re: CAN THIS B REAL!!!!

Wow... awesome!  Congrats....

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 5
gtnitright
Regular Contributor

Re: CAN THIS B REAL!!!!

Congratulations
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 5 of 5
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