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Great news! I received a letter from Wells Fargo Dealer Services today congratulating me on my purchase and providing the account no and address information. I'm so relieved. I kept waiting for something to hold it up or for me to be called back to sign with a higher interest rate. I'm glad it's done.
I'm suddently getting all this credit card offers in the mail saying I'm preapproved. Where did that come from?
@Haleybrook wrote:Great news! I received a letter from Wells Fargo Dealer Services today congratulating me on my purchase and providing the account no and address information. I'm so relieved. I kept waiting for something to hold it up or for me to be called back to sign with a higher interest rate. I'm glad it's done.
I'm suddently getting all this credit card offers in the mail saying I'm preapproved. Where did that come from?
Yea! Now you don't have to worry any more.
It is true, once you get approved for an auto loan then all kinds of people want to issue you a cc. The pre-approval really is just a pre-screening thing.
This happened to me probably four or five times - hell, I think every time I ever got a car, it has.
To be honest, the dealer we go to, we always use, and it always works out in our favor in the end either with a lower payment, rate or payment term, but, yeah, it's normal, I guess..
I went car shopping on a Saturday and let them run financing and they came back and were trying to tell me I could drive off that day but I said I wanted to wait till banks opened Monday. They kept insisting and I said I didn't want it to fall through since it was chase and I burned them 6 years ago. I go in Monday and they say chase put conditions on it but they had another lender for .2% higher. Don't buy on a saturday. Love my 2014 impala ;-)