Posts: 10
Registered: ‎04-25-2010

Can I lease a car with a FICO of 639

Never late on any car payments.  Just paid off my auto loan from another car.

Valued Member
Posts: 29
Registered: ‎01-19-2010

Re: Can I lease a car with a FICO of 639

The short answer is yes, but you will have a higher money factor. Also, it depends on why you have a 639. For instance if you were late on mortgage payments you would not be approved.

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