04-25-2010 07:50 PM
The short answer is yes, but you will have a higher money factor. Also, it depends on why you have a 639. For instance if you were late on mortgage payments you would not be approved.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO