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Cap 1 Auto Finance Question

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NLYTN
Valued Member

Cap 1 Auto Finance Question

Does anyone know which CB capital one pulls for auto finance?

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Cap 1 Auto Finance Question


@NLYTN wrote:

Does anyone know which CB capital one pulls for auto finance?


They pulled EX and TU for me this year.

Message 2 of 13
Anonymous
Not applicable

Re: Cap 1 Auto Finance Question

They can pull a 3...They will base their decision primarily off of the bureau with the most trade lines.

Message 3 of 13
NLYTN
Valued Member

Re: Cap 1 Auto Finance Question

Totally forgot about this. Thanks guys. Will cap 1 pull auto scores or different Ficos? I tried calling and asking CS in auto finance but he was clueless to what I was saying..lol
Message 4 of 13
Anonymous
Not applicable

Re: Cap 1 Auto Finance Question

Auto Score
Message 5 of 13
NLYTN
Valued Member

Re: Cap 1 Auto Finance Question

@dgeary thanks!! So I have fighting chance!!

Do auto enhanced scores fluctuate they way other Ficos do if I do not currently have an auto loan?
Message 6 of 13
Anonymous
Not applicable

Re: Cap 1 Auto Finance Question

I don't know anything about the auto scores. I guess I should research it. I'm sure someone can chime in here.
Message 7 of 13
Anonymous
Not applicable

Re: Cap 1 Auto Finance Question

I was just approved tonight by Capital one and the very nice lady told me that they pull all 3 bureaus and go by the entire report not just the scores

Message 8 of 13
Anonymous
Not applicable

Re: Cap 1 Auto Finance Question

Auto fluxes. Cap1 was a fantastic loan for my -I miss you dearly- car. They beat USAA for me back in 2011 on a used 08. 

Message 9 of 13
NLYTN
Valued Member

Re: Cap 1 Auto Finance Question

@soonertim4 CONGRATS!!! What do your stats look like?
Message 10 of 13
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