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I stopped into DCU last Wednesday (5/22) to take care of the paperwork for my loan refi. I believe they were sending the check that day or the next. I checked Cap 1 today and they haven't processed it yet. This is the first time doing a refi and maybe I'm sweating it a little but my 10 day payoff amount is good to June 1st (Sat). The interest for that loan is $4.95 per day so I don't want to be paying anymore.
I guess they call it a "10 day payoff" for a reason. Payment was posted when I checked this morning
Congrats. Just recently got my 2nd loan with Cap 1, and will look to join DCU and possibly refi later this fall