Cap One Auto Navigator Pre-Qual

[faithincredit]

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@Anonymous wrote:

Congrats!!!!  Was it with your original capital one offer or they ran it again through there own system?

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Well they did have to run my credit with Capital One to validate the deal but the first rate that I got was for 11% APR and I thought that the finance guy had used the Capital One certificate informtion but he hadn't.  The first deal I got is what anyone would have gotten without a pre-qual.  After I started asking questions is when he realized that he hadn't added the certificate information and the rate dropped to 9.35% and I was able to walk out the door.  The pre-qual was right on point.  

[faithincredit]

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@Anonymous wrote:

And did the dealer ask for proof of income if it wasnt thru Cap 1's pre qual site.

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I gave proof of income to Capital One but I did print 2 months out while I was there, utility bill and that's it.

[Anonymous]

Great information to know thanks enjoy the new car

[Anonymous]

Congrats! I got my car loan through Capital One and I did not have to put a down payment. I used to loan to cover the down payment and I ended up getting an Acura. I still cannot believe I got that car.