Honestly cannot believe it, especially after being denied twice online.
In most auto loans (unlike mortgage loans) the higher credit score is used to determine the rates. So your ability to add your wife is a definite help for you in this case. But congratulations are still in order for your own progress.
Best financial advice I ever got: "Just imagine what an adult would do and do that." Starting Score: 500's Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle) Goal Score: 760 ALL