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Cap1 Blank Check Question

Regular Contributor

Cap1 Blank Check Question

I may already know the answer to this question but does anyone know if cap1 do a Tri-bureau pull for auto loans like the credit card are is there a certain bureau they tend to pull? NY resident.

Myfico (7/16/14): EQ:736, EX:678(Prosper 7/16/14), TU:691(5/29/14)
Wallet:


Message 1 of 5
4 REPLIES
Established Member

Re: Cap1 Blank Check Question

My wife and I just recently applied and were approved for a blank check. The score disclosure they sent in the blank check packet pulled from Transunion only. 

Message 2 of 5
Regular Contributor

Re: Cap1 Blank Check Question

Dballard thank you. Do you have any credit monitoring set up where you would be able to see if inquires were made on the other two reports?
Myfico (7/16/14): EQ:736, EX:678(Prosper 7/16/14), TU:691(5/29/14)
Wallet:


Message 3 of 5
Established Member

Re: Cap1 Blank Check Question

I don't actually. Only use Creditkarma which is just Transunion. I'm not 100% positive on this but I believe they lender has to state what bureaus they pulled from.

Message 4 of 5
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Frequent Contributor

Re: Cap1 Blank Check Question

I used them to refi my car and they pulled all 3.


NFCU cashRewards Signature Visa | NFCU goRewards Signature Visa | NFCU CLOC | Lowes
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FICO 8 EQ 662 / TU 657 / EX 635 May 2017
EQ 673/TU 668/EX 651 June 2017


BK 7/2012 In the garden as of 7/7/17
Message 5 of 5