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Cap1 auto refi

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Anonymous
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Cap1 auto refi

I applied for cap1 refinance and the rate they came up with is 12.62% 72 months $337/month, 11.18% 66 months 345/month

 

My Fico score is 745  715  756

 

No negatives. Am I getting screwed with this bs loan?

 

Pay off amount is 18k, current monthly payment is 394 @ 12% apr

 

Thanks for your advice

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Cap1 auto refi

Applied with DCU 

 

fot this and approved:

 

Loan Amount: $18,000.00
Loan Rate: 3.490%
Term:      72
Estimated Monthly Payment: $277.47

 

Offer accepted

Message 2 of 5
Anonymous
Not applicable

Re: Cap1 auto refi

What the heck was going on with Cap1?!?! Good job w/ DCU
Message 3 of 5
Anonymous
Not applicable

Re: Cap1 auto refi

they must be retarted or somking the wrong sh*t

lol

Message 4 of 5
Anonymous
Not applicable

Re: Cap1 auto refi

I was also pre approved with capital one for a new car loan...$30k and 10% APR.

Applied with Penfed the following day since my Equifax was the highest at 726. Conditionally approved after having a LOan officer review for $55k @1.99APR/60mos or 2.74APR/72mos! Crazy!
Message 5 of 5
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