Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s)

[Anonymous]

Question. In the letter I received from Capital One Auto when I attempted to see if I prequalify for an auto financing through them, the listed reason for denial is: 

Requestor : presence of eviction(s)

Requestor : Time since last eviction

I'm a little confused as to these points because I have never been evicted. I DO have a charged-off auto loan from Foreman Financial that is well over 6 years old and is scheduled to drop off in February of next year. I refuse to pay that debt because the Mazda MPV was a rolling death trap and it was in service (at the mechanics) for two out of the three months I had the van. 

So, is this term "eviction" referencing my former auto loan? I have never heard of the term "eviction" being used this way, so that's why I'm asking. 

[Anonymous]

You should call and ask.

[Anonymous]

I attempted that the day afterward but the machine yelled at me saying that customer service representatives don't have access to that information.

[Anonymous]

Wow that sounds bizarre.

[Anonymous]

Just had the same message on mine, and we’ve never been evicted as well. I tried to speak to someone regardless of it telling me they wouldn’t know, and it said they were already closed.

Any update? I’ll try and call again tomorrow.

[Harmony12]

Any update on your "eviction"?