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Applied for blank check Friday to have an offer in hand for the dealer to beat. Instant approval pending a call back to verify identity. Did that and they said it was approved pending internal review. They said I did not need to send proof of income or anything else. Still nothing from them. What exactly are they doing?
I have no, idea. I was pre-approved a couple of times over the summer and a dealership even called me but when it was time to apply, I was declined! What are you scores and did the review finally end?
OP here. I forgot my password and the info I made up to register. Ridiculous what they want to post on a forum.
So they final approved after 4 days with nothing more than what I already said. Letter said TU ~695. 10 points lower than Discover was at the start of the month, and should be around 720-730 if I had paid off my maxed 0% credit cards (have the cash, want the interest, and wasn't planning on buying before year end.)