Capital One Auto Finance must be getting more lenient... which is great for me! I have a 594 credit score with accounts in collections, 60k in student loan debt, etc., and thought there was no way I'd get approved. But I did! I got approved for a $30k loan at a 13.29% interest rate. Waiting on my check to come in the mail any day now!!!!
I just did the Cap1 blank check on a 28K truck and didn't have a problem with the dealer accepting the check. The dealership did try to get me financing (against my wishes) so I did end up with 8 additional inquiries but besides that everything went smoothly. Good luck.
I accepted a capital one blank check 1 year ago and I have not had any issues. I picked out my car u can go to any dealer that accepts cap one auto and its like a cash transaction it was seamless. i pay my bill everymonth on time and never had any issues.