Credit Cards Center Credit cards from our partners
Reply
Highlighted
New Visitor
Posts: 1
Registered: ‎07-03-2014

Re: Capital one auto financing!!

Capital One Auto Finance must be getting more lenient... which is great for me!  I have a 594 credit score with accounts in collections, 60k in student loan debt, etc., and thought there was no way I'd get approved.  But I did!  I got approved for a $30k loan at a 13.29% interest rate.  Waiting on my check to come in the mail any day now!!!!  Smiley Very Happy

Regular Contributor
Posts: 246
Registered: ‎12-31-2012

Re: Capital one auto financing!!

I just did the Cap1 blank check on a 28K truck and didn't have a problem with the dealer accepting the check. The dealership did try to get me financing (against my wishes) so I did end up with 8 additional inquiries but besides that everything went smoothly. Good luck.


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



Take the myFICO Fitness Challenge
New Visitor
Posts: 2
Registered: ‎06-28-2015
0

Re: Capital one auto financing!!

Holy cow....I'm afraid to apply because it's going to hurt my credit. My FICO is 582 and I applied for Wells Fargo auto finance and they turned me down. Just so sick of getting rejected. I'm guessing i have a better chance with capital one right?
New Visitor
Posts: 2
Registered: ‎06-28-2015
0

Re: Capital one auto financing!!

Congratulations!
Frequent Contributor
Posts: 293
Registered: ‎04-04-2013
0

Re: Capital one auto financing!!

I accepted a capital one blank check 1 year ago and I have not had any issues. I picked out my car u can go to any dealer that accepts cap one auto and its like a cash transaction it was seamless. i pay my bill everymonth on time and never had any issues.

C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
0

Re: Capital one auto financing!!

This is originally from 2012 Time to lock it.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.