Reply
Contributor
Posts: 81
Registered: ‎08-03-2012
0

Capital one blank check approved!!!!

 

I just got approved for a  capital one blank check for $21.000. I am looking to get a smaller car because of gas prices being so high did the application online, then I received an email to call them to verify some info and was approved. I am putting down 2500 on a hopefully 16,000 dollar car. My interest rate will be 4.25%. They said they will mail me a check within 5 business days. Has any one else purchased a car this way? And was it fairly easy?

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Regular Contributor
Posts: 107
Registered: ‎07-26-2012
0

Re: Capital one blank check approved!!!!

Congrats! There are plenty of threads on the board regarding this subject.  From what I've read about it most readers haven't had any real issues with it.  I'm waiting on my discharge so hopefully I can take advantage of this as well.

Contributor
Posts: 81
Registered: ‎08-03-2012
0

Re: Capital one blank check approved!!!!

Our bankruptcy was discharged not along ago, it has taken me a long time to get to this point again. This is my next step to buying a home next year. I hope. But you will get there soon to, IM sure. Thanks !

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Capital one blank check approved!!!!

Congrats on the loan! I used a blank check through Capital One, but it was back in 2007 before they got strict on where you could use it.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Capital one blank check approved!!!!

Congrats

Contributor
Posts: 81
Registered: ‎08-03-2012
0

Re: Capital one blank check approved!!!!

Thanks everyone, I just checked and they have allot of dealerships who participate. I was very surprised almost all the dealerships around me are on there list.

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Contributor
Posts: 230
Registered: ‎10-01-2012
0

Re: Capital one blank check approved!!!!

Congrats!  Yes there are lots of "blank check" users here!  I am considering them in the next week or two so I've been searching and reading here.  Haven't read anything negative yet!  So go for it and enjoy!

Contributor
Posts: 81
Registered: ‎08-03-2012
0

Re: Capital one blank check approved!!!!

I will let everyone know when I get the check how my car shopping experience goes.

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Contributor
Posts: 81
Registered: ‎08-03-2012
0

Re: Capital one blank check approved!!!!

Ok folks. I just signed up online for my capital one blank check sale to make my monthly car payments. The sale went very easy with the blank check but the dealer seemed like they were not to exited to really take it. They kept pushing me to let them find me a credit union at a lower rate but I declined. As far as using the check. I just signed it wrote in the amount and signed the papers that's it I would definitely do this again.( 2012 3.86% interest. Not to bad.)

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.