Not sure what the reason was that Capitol One said No to me. I have a vehicle that is with them at present and have had for 1 and 1/2 years and never been 30 days late. Ready to trade that vehicle, and they shot me down. Roadloans came back today with an approval for the $20,000 I ask for, so that made me happy! High IR at 18% so may still shop around a little, but nice to have the Blank Check.
I went to Lending Tree and received a few "YES"s on auto loans. (cap1 said no and i have 2 CCs with them.) Roadloans approved me with 16% and Directloans 13.99% were the lowest. When i went to the dealership (Nissan) with the checks they gave me a slightly better deal with 13% from AmeriCredit.(the finance guy negotitated the deal with the finance company. I have a 2007 Nissan Xterra with my FICO scores below 550. Thanks Nissan. so far my scores are slowly going up (despite me having slow payments with SallieMae). I make my payments on time and have never been late. Robert keep trying if i can get a $30,000 with FICO scores below 600 you can get financed.
Thanks Niecey for your post. I went to Ford and should have some info. on that soon. I thought they were going to tackle me when I said that I had to go, and I would come back once they knew something 