No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Howdy. So I have 2 leased cars that will be reaching end of lease in a few months. One of them is going to be bought out and the second one will be returned or exchanged for a new one.
My questions are:
1. Will either my FICO scores or the Auto Enhanced FICO scores go up after the end of lease is reached? I was able to lease the cars, but my Auto Enchanced FICO score was, for some reason, a lower than my regular FICO scores. At least 50 points lower. So I am hoping that by the end of the lease, these scores will go up, especially the Auto Enhanced FICO score
2. I heard from someone that MYFICO.COM now offers these Auto Enhanced FICO scores? Is that true and can I purchase them on their own or do I have to get the regular scores as well?
Thank you!
@felyasocal wrote:Howdy. So I have 2 leased cars that will be reaching end of lease in a few months. One of them is going to be bought out and the second one will be returned or exchanged for a new one.
My questions are:
1. Will either my FICO scores or the Auto Enhanced FICO scores go up after the end of lease is reached? I was able to lease the cars, but my Auto Enchanced FICO score was, for some reason, a lower than my regular FICO scores. At least 50 points lower. So I am hoping that by the end of the lease, these scores will go up, especially the Auto Enhanced FICO score
2. I heard from someone that MYFICO.COM now offers these Auto Enhanced FICO scores? Is that true and can I purchase them on their own or do I have to get the regular scores as well?
Thank you!
Your auto enhanced scores should have risen due to the two current leases as that's what the score focuses on. Yes you can purchase them here individually or all 3 at once. You have to purchase the report(s) that will give you your Fico 08 scores and then it will have 'additional scores' which include your Mortgage Fico Score, Bankcard Enhanced Scores and also your Auto Enhanced Score. This is what one looks like:
This is great. They didn't have this before when I subscribed to their monitoring service. Thank you very much for info!
@felyasocal wrote:This is great. They didn't have this before when I subscribed to their monitoring service. Thank you very much for info!
You're very welcome. You're correct, this was only recently added (maybe 6 months)