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Car Loan Inquiries

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cnnlov
Valued Member

Car Loan Inquiries

Last year (Jan 2012) I was approved for a Cap 1 Blank Check. I ended up purchasing a bad car and returned it within a week. The check was already put through and had to be canceled. I applied again and was denied in May with the same credit history. If I knew then what I know now, I would have called for a recon. Anyway throughout that process I racked up quite a few inquiries. .

 

Is it worth trying to get the inquiries removed?

 

 

Thanks!

Message 1 of 3
2 REPLIES 2
llecs
Moderator Emeritus

Re: Car Loan Inquiries

No. FICO stops scoring them after 12 months. The one from Janaury is no longer scored. The one from May will stop being scored as early as 2 weeks from now. Both are legit inquiries anyway. 

Message 2 of 3
cnnlov
Valued Member

Re: Car Loan Inquiries

Thanks!

Message 3 of 3
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