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Last year (Jan 2012) I was approved for a Cap 1 Blank Check. I ended up purchasing a bad car and returned it within a week. The check was already put through and had to be canceled. I applied again and was denied in May with the same credit history. If I knew then what I know now, I would have called for a recon. Anyway throughout that process I racked up quite a few inquiries. .
Is it worth trying to get the inquiries removed?
Thanks!
No. FICO stops scoring them after 12 months. The one from Janaury is no longer scored. The one from May will stop being scored as early as 2 weeks from now. Both are legit inquiries anyway.
Thanks!