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Hello, sorry if this has been posted before but I did a quick search and couldn't find exactly what I was looking for. If this has been answered on here and someone could point me in that direction it would be great.
To make a long story short, I'm working on rebuilding my credit after destroying it as a teenager. I have it up now into the mid-high Fair range (depending on where it pulls from). Still have some work to do. My question is, on every report I see it shows my car loan as $2,000 higher than what it actually is. The reasoning for this is the bank had insurance on it mistakenly so I got it removed a few months ago. Is there a way to get that to show on my report sooner rather than later? I was told having the balance that high is hurting me. Is there anything I can do? Or do I just have to wait it out?
Thanks in advance for any help!