07-09-2011 07:05 PM
In 2005 I bought a new car and got a loan for almost the whole price of the car and had five years to pay it. The loan came from a bank. I paid off the car in just under 5 years and was never late on a payment. Right now I am seeking to raise my credit score to get a home (newly married). My car loan and the payments I made are not on my credit report.
Would it raise my credit score to call the bank and have the record of the car payments be placed on my credit report or would that harm my credit or is does it matter? If it would help my FICO I would definitely like to do it.
Thanks for your wisdom in advance!
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