Reply
New Member
Posts: 10
Registered: ‎07-09-2011
0

Car Loan Not on Credit Report...Advice please!

Hey guys!

 

In 2005 I bought a new car and got a loan for almost the whole price of the car and had five years to pay it.  The loan came from a bank.  I paid off the car in just under 5 years and was never late on a payment.  Right now I am seeking to raise my credit score to get a home (newly married).  My car loan and the payments I made are not on my credit report.

 

Would it raise my credit score to call the bank and have the record of the car payments be placed on my credit report or would that harm my credit or is does it matter?  If it would help my FICO I would definitely like to do it.

 

Thanks for your wisdom in advance!

 

Douglass

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Car Loan Not on Credit Report...Advice please!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.