Car note reaches 72 months next month - but still owe $$$

[llecs]

Well, my last payment cleared the bank today. I'm glad to be done with it. I really tightened the belt and paid off about $3800 in total in April. My last payment was for $1350 and at the time of paying it, my online statement said my next payment wasn't due until November, 2009. Their accounting, especially online, was so screwy. I've been late many a time just because I was going off what their statement said. But aside from that, they never reported us late, when in fact we were. Kudos to them.

I pulled my 3-in-1 today and noticed that EX is reporting $0 just 2 days after the final payment. I'm eager to see how it impacts my FICO. Guess I have to wait until it updates to EQ next.

[laz98]

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@llecs wrote:
Well, my last payment cleared the bank today. I'm glad to be done with it. I really tightened the belt and paid off about $3800 in total in April. My last payment was for $1350 and at the time of paying it, my online statement said my next payment wasn't due until November, 2009. Their accounting, especially online, was so screwy. I've been late many a time just because I was going off what their statement said. But aside from that, they never reported us late, when in fact we were. Kudos to them.

I pulled my 3-in-1 today and noticed that EX is reporting $0 just 2 days after the final payment. I'm eager to see how it impacts my FICO. Guess I have to wait until it updates to EQ next.

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capital one auto finance definitely has some screwy accounting.  can't figure it out to save my life.

[clocktick]

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@llecs wrote:
Well, my last payment cleared the bank today. I'm glad to be done with it.

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Congratulations!  It must be a good feeling having that behind you now!

Yes, definitely.  Please let us know of any FICO impact.