@lola52 wrote:
Road loans is telling me i need a 2014 or newer vehicle, i was approved for 15k thats pretty hard to find a 2014 car with that price range
Well, what kind of car are you looking for? I see 113 cars on Carmax's site that fall under this category (2014 + $15k). Just search for "any distance" (Carmax can have most vehicles transferred to your location for a fee which is listed on the site). Mitsubishi Lancer, Dodge Dart, Dodge Avengers, Nissan Versa, Ford Focus, Ford Fiesta, Chevy Cobalt, etc. Nothing fancy, but they're all pretty good cars that get fantastic gas mileage.
Having said that, given the requirements by Roadloan, I actually wouldn't even consider buying used. Just buy new. There's a very good chance buying a NEW 2014 car will actually be cheaper (possibly substantially so) vs buying used. Your timing is actually really good since a lot of new car dealers are looking to make room for the 2015 models right now and are heavily discounting their unsold 2014s. You might want to search on a site like "Cars Direct" (you can specifically search for brand new cars "$15K and below"), and you'll see a lot of options including cars like the base VW Jetta and the Jeep Patriot on top of those smaller cars previously mentioned. I'd recommend the Ford Focus or Fiesta, Hyundai Accent (5 yr bumper to bumper and 10 yr mechanical warranty), or the Jetta if you want something that feels slightly more upscale at the potential cost of reliability.
The other great thing about buying brand new is that the financing is typically lower than for used vehicles, and the dealership (eg, Ford Credit, Hyundai, etc) might be able to crush the APR that Roadloans gave you. Anyway, a good place to start is a site like Cars Direct. Just fill in your info, and it'll be sent to the local dealerships near you, after which point the dealerships that have inventory that meet your criteria will reach out to you directly.
Good luck!
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