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Few weeks back i applied for a loan at carmax and just a few days ago i received a letter stating at the time they pulled the score it was 637(experian) is this a valid fico score or would this be the auto score??
I'm not sure rather Carmax pulls auto enhanced or not but I got approved through them!
auto enhanced was 563, regular fico was 610 TU at the time of approval.
Since being approved and 3 on time payments, my tu fico has gone up to 623 and my auto enhanced EX has gone down to 530! go figure
I bought my car at Carmax 3 months ago and it is an auto enhanced score, as at the time I had a 636 TU fico score and Carmax told me it was 692 same as my CreditKarma score!