Hello,
I recently ordered a new subaru and had to leave a $500 deposit for ordering the car. I put the bulk of that on my credit card which unfortunately bumped my utilization up and dropped my score 29 points. I applied for a loan with DCU and was told I needed a Equifax score of 675 for the best rates, but mine is only 659. On MyFico credit monitoring, it says my eq score is 669 which doesn't put me over the threshold anyway. My Experian score is now 700 and the Transunion is 672.
Does anyone know any other credit unions or sources that may use Experian?
Thanks,
