Changes of Getting an Auto loan

[college22c]

I just checked my Fico score, and my TU is-664 and my Equifax is660 I would like a car loan by fall for about $10,000 I'm planning on purchasing a used car. I'm starting a new job in May after college graduation that pays more than my current job. I have three credit cards: Cap 1-$300 limit Wal-Mart Credit-1000 limit, and Amazon credit-$500 limit I have never been late and always pay on time. I currently have $27,000 worth of student loans. I have paid off two accounts on my student’s loans since I have been in school. What are my chances of getting approved for a $10,000 car loan with my current FICO scores: Tu-664, EF-660?

[Robertwd82]

Whats your monthly income? Check out DCU, you'd probably get aproved for 5.9% for 65 months with your scores.

You also may qualify for Toyotas 1.9% on certified used for 60 months, they require a 650 fico.

[college22c]

As of now my monthly income is $1000, bnut starting in June my monthly income will be $2100. I'm starting a new jobn in June. 

[Robertwd82]

I would wait til August then. They are going to want to see two months of income and 1000 a month wont work, but 2100 will!

Whats your ultilization like? Before you apply, make sure two of the cards are showing a 0 balance on your credit report and the other one is less than 9%.

[college22c]

MY ULT is less than 2%