Chevy and Bad Credit

[Anonymous]

How is GM with bad credit? Equifax 535, one 30 day auto baddie 4 years ago, clean auto since. Looking at Chevy Sonic, seem some huge discounts for small cars lately in general.  Roughly 4/k in neg equity in 08 KIa with Santander at 18%.  Got financed last year with Chrysler capital at 8.10% with 517 score and neg equity.. Looking for rate under 10%

[Dj4Money]

 EQ is your best score?

 What's likely to happen is you'll get another sub prime lender approval.

 You need to be in the 580's to get with GM, Ford, Chrysler, Hyundai, Capital One, DCU and others

[RonM21]

Honestly, with that score things could be a bit difficult. You would get approval from someone, but the terms would not be favorable.

[Anonymous]

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@Dj4Money wrote:

 EQ is your best score?

 What's likely to happen is you'll get another sub prime lender approval.

 You need to be in the 580's to get with GM, Ford, Chrysler, Hyundai, Capital One, DCU and others

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If you need to be in the 580's with Chrysler how did they approve me with 517 last year at 8.10%? Not trying to be rude, I appreciate the response. Hyundai I know is at least 580 as I struck out with them last year.